A budget is a financial plan.

Financial literacy is a core business tool in your small and medium size business.

Mixing your personal expenses and your business expenses is a good idea. 

You don’t need to budget it is not necessary.

You need to keep track of the business expenses and manage costs for a positive outcome. 

As soon as you open a business, you should ensure that you are in good standing with SARS

The right thing to do is to pay yourself a salary from your business instead of using all of it.

Optimizing how much work you do in a certain area and working out costs is another effective way to manage costs.

Looking at your own circumstances when working out amounts to charge consumers is not necessary.

You need to budget for unforeseen circumstances.